Christmas Loans
Christmas Loans available online up to $5,000 dollars. Apply now with no impact to your credit score.
Christmas Loans Questions
What is a Christmas Loan?
A Christmas loan, also known as a holiday loan, is a type of personal loan designed to help cover expenses related to the holiday season.
How does a Christmas Loan work?
Christmas loans work likes this. First click the apply now button or visit the application page. Second enter your basic information and then click the submit button. Next you will receive an instant decision with in minutes. Get approved and get cash in one business day.
Are Christmas Loans for Good Credit?
Yes! If you have good credit you still can use a Christmas loan to get things done.
Can I Apply If I Have Bad Credit?
Christmas Loans for Bad Credit allows those with bad credit, poor credit, and no credit a chance to apply for the cash they need. Use the income from your job or benefits as your good credit.
What is a Line of Credit Loan With No Credit Check?
A Christmas loan with no credit check means when you apply online through our Speedy Payday Cash website that our lenders will not do a hard credit check pull like your local bank and credit unions.
Do I Need Collateral?
No you do not need collateral. Our direct lenders only offer unsecured Christmas Loans.
What Can I Use Christmas Loans for?
- Holiday Gift Shopping
- Vacation
- Pay bills
- Parties
- Unexpected Expenses
Why Get a Christmas Loan?
A Christmas Loan is a great way to finance holiday purchases, fix broken appliances, help pay for car repairs, or whatever you need or want.
Pros and Cons of Christmas Loans
Pros
- Fast & Easy Financing
- Fixed Payments
- Competitive Interest Rates
Cons
- Taking on Debt
- Interest Expense
- Impact on Credit With Missed Payments
Christmas Loan Process
2
Instant Decision
Get An Instant Decision Online in Under 90 seconds.
3
Get Cash
Get Approved & Get Cash As Soon As The Next Business Day.
Christmas Loan Requirements
• Must be 18 years or older
• Steady monthly income
• Valid email and working phone number
• United States citizen or legal resident
• Bank account accepts direct deposits
Why More People Are Using Honest, Reputable and Direct Speedy Payday Cash Lenders
• Earn Just $1000 a Month to Qualify
• Lowest Finance Rates Available
• Imperfect Credit OK
• Pre-Qualified Direct Lenders
• Great Terms, All Up Front
• Some Lenders Offer Lines of Credit
“ Fast process and a great rate ”
Jerry S.
Customer
“Approved and money was direct deposited”
Mary L.
Customer
“Got the cash I needed fast”
Mike P.
Customer
Speedy Payday Cash
Address: 6846 South Canton Avenue Tulsa, OK 75136
Phone: 1(844)514-1127
Email: Info@SpeedyPaydayCash.com
APR Disclosure
Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.
Material Disclosure
Exclusions
Residents of some states may not be eligible for some or all short-term, small-dollar loans.
Credit Implications
Speedy Payday Cash does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at info@speedypaydaycash.net