Installment Loans
Installment Loans can get you the loan you need with budget friendly monthly payments. Apply online with no impact on your credit score.
Installment Loans Explained
What Are Installment Loans?
An installment loan is a loan where you borrow money and pay it back in fixed amounts over time. These loans are also known as closed-end loans.
How do installment loans work?
When you take out an installment loan, your lender gives you a lump sum, which you’ll repay over time in a series of regular payments called installments. These payments include both the principal (the amount you borrowed) and interest charges. Once the loan is paid off, the account is typically closed.
How to get an installment loan
First click the apply now button or visit our application page. Second enter your basic information and then click the submit button. From there you will receive your instant loan decision with in minutes.
What are the types of installment loans?
There are many different types of installment loans. You have mortgages, student loans, auto loans, and personal loans.
Pros and cons of installment loans
Pros
- Fixed Interest Rates
- Set Payment Schedule
- Large Loan Amounts
- Monthly Payments
Cons
- Long Repayment
- Closed In Credit
- Missed Payments Affect Credit Score
Are Installment Loans for Good Credit?
Yes! If you have good credit you still can use an installment loan to get things done.
Can I Apply If I Have Bad Credit?
Installment Loans for Bad Credit allows those with bad credit, poor credit, and no credit a chance to apply for the cash they need. Use the income from your job or benefits as your good credit.
What Are Installment Loans With No Credit Check?
Installment loans with no credit check means when you apply online through our Speedy Payday Cash website that our lenders will not do a hard credit check pull like your local bank and credit unions.
How Much Can I Borrow?
With online installment loans you can borrow all the way up to $35,000 dollars unsecured.
Do I Need Collateral?
No you do not need collateral. Our direct lenders only offer unsecured installment loans.
Alternatives To Installment Loans
If you just need some fast cash there are alternatives to installment loans. You can ask friends or family for the extra cash, sell things you no longer need, or you can apply for payday loans or a line of credit.
Installment Loans Cash Process
2
Instant Decision
Get An Instant Decision Online in Under 90 seconds.
3
Get Cash
Get Approved & Get Cash As Soon As The Next Business Day.
Installment Loans Requirements
• Must be 18 years or older
• Steady monthly income
• Valid email and working phone number
• United States citizen or legal resident
• Bank account accepts direct deposits
Why More People Are Using Honest, Reputable and Direct Speedy Payday Cash Lenders
• Earn Just $1000 a Month to Qualify
• Lowest Finance Rates Available
• Imperfect Credit OK
• Pre-Qualified Direct Lenders
• Great Terms, All Up Front
• Some Lenders Offer Lines of Credit
“ Fast process and a great rate ”
Jerry S.
Customer
“Approved and money was direct deposited”
Mary L.
Customer
“Got the cash I needed fast”
Mike P.
Customer
Speedy Payday Cash
Address: 6846 South Canton Avenue Tulsa, OK 75136
Phone: 1(844)514-1127
Email: Info@SpeedyPaydayCash.com
APR Disclosure
Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.
Material Disclosure
Exclusions
Residents of some states may not be eligible for some or all short-term, small-dollar loans.
Credit Implications
Speedy Payday Cash does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at info@speedypaydaycash.net